UNITED INDIA INSURANCE CO LTD vs SHAKIL AHMED & ORS

Judgment text excerpt

$~13 * IN THE HIGH COURT OF DELHI AT NEW DELHI Date of decision: 09th March 2026 + MAC.APP. 264/2014 UNITED INDIA INSURANCE CO LTD .....Appellant Through: Ms. Shikha Sapra, Adv. versus SHAKIL AHMED & ORS .....Respondents Through: Mr. Manish Maini, Adv. for R-1. CORAM: HON'BLE MR. JUSTICE ANISH DAYAL JUDGMENT ANISH DAYAL, J: (ORAL) 1. This appeal has been preferred assailing the impugned award passed by Motor Accidents Claims Tribunal [‘MACT’], East District, Karkardooma Courts, Delhi in Petition No. 611/2010 on 28 th September 2013 awarding compensation to the tune of Rs. 46,211/-, alongwith interest at the rate of 7.5% from the date of filing of petition to respondent no.1/claimant for injuries sustained by him. 2. The accident took place on 5 th August 2010 at about 06:00 p.m when respondent no.1/claimant was going towards Dhobhi Ghat Vivek Vihar on his bicycle. When he reached near Kasturba Nagar Chowk Vivek Vihar, Delhi a Maruti car bearing no. DL-7CB-0560 (hereinafter, ‘offending vehicle’), which was being driven by respondent no.2/driver in a rash and negligent manner hit respondent no.1/claimant, as a result of which he fell down on the road and sustained serious injuries. Thereafter, he was immediately taken to Signature Not Verified Digitally Signed MAC.APP. 264/2014 1/10 By:MANISH KUMAR Signing Date:18.03.2026 10:16:21 Dr. Hedgewar Hospital. 3. Ms. Shikha Sapra, Counsel for appellant/Insurance Company submits that the only issue which needs determination is, whether, the insurance policy which commenced from 6 th August 2010 at 00:00 hours would cover the accident which took place on 5 th August 2010 at 06:00 p.m. 4. In this regard, MACT held that since the insurance premium was paid at 02:51 p.m. on 05 th August 2010, the insurance policy would have been in o