BALWINDER SINGH vs M/S SHRIRAM FINANCE LIMITED

CRM-M-30351-2025(O&M) 1 IN THE PUNJAB AND HARYANA HIGH COURT AT CHANDIGARH CRM-M-30351-2025(O&M) Reserved on: 08.07.2026 Pronounced on: 15.07.2026 Uploaded on : 15.07.2026 Balwinder Singh …Petitioner V/S M/s Shriram Finance Limited …Respondent CORAM: HON'BLE MS. JUSTICE SHALINI SINGH NAGPAL Present: Mr. Sukhandeep Singh, Advocate for the petitioner. **** SHALINI SINGH NAGPAL, J. 1. Prayer in the petition under Section 528 of Bhartiya Nagarik Suraksha Sanhita, 2023 is for quashing of summoning order dated 22.04.2025 of learned JMIC, Amritsar in NACT-35-2025 titled ‘Shriram Finance vs. Balwinder Singh’ under Section 138 of Negotiable Instruments Act, 1885 (hereinafter referred to as ‘NI Act’) and all incidental proceeding arising therefrom. 2. Learned counsel for the petitioner submits that petitioner was summoned as an accused, to face trial under Section 138 of NI Act on complaint filed by respondent. The summoning order was passed without application of judicial mind, without recording any reasons. The complaint would reveal that entire case of the respondent was based on a loan agreement between the parties, but the loan agreement was not placed on record nor was relied upon in t