TATA CAPITAL HOUSING FINANCE LIMITED vs MR. KALU RAM DHINGRA & ORS.

IN THE HIGH COURT OF DELHI AT NEW DELHI Date of decision: 22.04.2026 ARB.P. 197/2026 TATA CAPITAL HOUSING FINANCE LIMITED .....Petitioner Through: Mr. Armaan Roop Sharma & Ms. Shelly Khanna, Advs. versus MR. KALU RAM DHINGRA & ORS. .....Respondents Through: None. CORAM: HON'BLE MR. JUSTICE HARISH VAIDYANATHAN SHANKAR % JUDGMENT(ORAL) HARISH VAIDYANATHAN SHANKAR, J. 1. The present Petition has been filed under Section 11 of the Arbitration and Conciliation Act, 1996, seeking the appointment of a Sole Arbitrator to adjudicate the disputes inter se the parties arising out of the Home Equity Agreement [“HEA”] dated 30.10.2019, and the Additional Facility Agreement [“AFA”] dated 29.08.2020, which was executed pursuant to the HEA. 2. The Arbitration Clause, being Clause 12, envisaged in the HEA reads as under: “12. Dispute Resolution If any dispute or differences or claim arises between the obligors and the lender in connection with the facility or as to the interpretation, validity, implementation or effect of the facility Documents or as to the rights and liabilities of the parties under the 3. Arbitration Clause, being Clause 11, envisaged in the AFA reads as under: "11. Dispute Resol