UNIVERSAL SOMPO GENERAL INSURANCE CO LTD vs SURESH CHAND JAIN & ANR.

IN THE HIGH COURT OF DELHI AT NEW DELHI Date of Decision: 15th July, 2025 CM(M) 1791/2023 & CM APPL. 56785/2023 UNIVERSAL SOMPO GENERAL INSURANCE CO LTD .....Petitioner Through: Mr. D Varadarajan with Mr. Rajat Khattry, Advocates. versus SURESH CHAND JAIN & ANR. .....Respondent Through: Mr. O P Gupta with Mr. Sanjeev, Advocates. CORAM: HON'BLE MR. JUSTICE MANOJ JAIN J U D G M E N T (oral) 1. Mr. Suresh Chand Jain (respondent No.1 herein) filed a complaint under Section 17 of Consumer Protection Act, 1986 against M/s Universal Sompo General Insurance Co Ltd (petitioner herein) and Allahabad Bank (now known as Indian Bank). 2. Such complaint, filed before learned Delhi State Consumer Disputes Redressal Commission (in short “State Commission”), was allowed vide order dated 18.03.2016 and when insurance company filed an appeal before the learned National Consumer Disputes Redressal Commission (in short “NCDRC”), such appeal has also been dismissed on 16.01.2023. 3. Such order is under challenge by filing present petition under Article 4. It, however, needs to be highlighted that, initially, the petitioner herein had filed a Special Leave Petition (SLP) before the Hon‟ble Supreme Court