UNIVERSAL SOMPO GENERAL INSURANCE CO LTD vs SURESH CHAND JAIN & ANR.

Judgment text excerpt

$~7 * IN THE HIGH COURT OF DELHI AT NEW DELHI % Date of Decision: 15th July, 2025 + CM(M) 1791/2023 & CM APPL. 56785/2023 UNIVERSAL SOMPO GENERAL INSURANCE CO LTD .....Petitioner Through: Mr. D Varadarajan with Mr. Rajat Khattry, Advocates. versus SURESH CHAND JAIN & ANR. .....Respondent Through: Mr. O P Gupta with Mr. Sanjeev, Advocates. CORAM: HON'BLE MR. JUSTICE MANOJ JAIN J U D G M E N T (oral) 1. Mr. Suresh Chand Jain (respondent No.1 herein) filed a complaint under Section 17 of Consumer Protection Act, 1986 against M/s Universal Sompo General Insurance Co Ltd (petitioner herein) and Allahabad Bank (now known as Indian Bank). 2. Such complaint, filed before learned Delhi State Consumer Disputes Redressal Commission (in short “State Commission”), was allowed vide order dated 18.03.2016 and when insurance company filed an appeal before the learned National Consumer Disputes Redressal Commission (in short “NCDRC”), such appeal has also been dismissed on 16.01.2023. 3. Such order is under challenge by filing present petition under Article Signature Not Verified Digitally Signed By:SONIA THAPLIYAL CM(M) 1791/2023 Page 1 of 14 Signing Date:17.07.2025 18:22:44 227 of Constitution of India. 4. It, however, needs to be highlighted that, initially, the petitioner herein had filed a Special Leave Petition (SLP) before the Hon‟ble Supreme Court which was registered as SLP (Civil) No. 5263/2023 and the abovesaid petition was disposed of without going into the merits of the case and the petitioner was directed to first approach the jurisdictional High Court. In terms of such directions contained in judgment dated 26.07.2023 passed by the Hon‟ble Supreme Court of India, the present petition has been filed. 5. Heard arguments from both the sides. 6. For the sake of convenience, t