HDFC BANK LTD vs NARINDER GARG

Judgment text excerpt

$~68 * IN THE HIGH COURT OF DELHI AT NEW DELHI % Date of Decision: 14th July, 2025 + CM(M) 1914/2024 HDFC BANK LTD .....Petitioner Through: Mr. Anupam Singh and Mr. Ajeyo Sharma, Advocates. versus NARINDER GARG .....Respondent Through: None. CORAM: HON'BLE MR. JUSTICE MANOJ JAIN J U D G M E N T (oral) CM(M) 1914/2024 & CM APPL. 40833/2025 (stay) 1. Petitioner seeks stay of the execution petition which is coming up for further consideration before the learned District Forum on 16.09.2025. 2. Learned counsel for petitioner, however, submits that he is ready with arguments with the main petition and, accordingly, in order to appreciate the contentions made in the stay application, the main petition, filed under Article 227 of Constitution of India, has been taken up. 3. The point raised in the present petition is very short and there is no legal issue, as such, which is found involved. 4. A complaint was filed by respondent- Mr. Narinder Garg, with respect to demand raised by the petitioner-Bank in relation to one credit card issued by them. 5. Such complaint was filed way back in the year 2007 and vide judgment Signature Not Verified Digitally Signed CM(M) 1914/2024 1 By:SONIA THAPLIYAL Signing Date:16.07.2025 11:15:48 dated 04.09.2013, such complaint was allowed. 6. Feeling aggrieved, an appeal was filed by petitioner-Bank before the learned Delhi State Consumer Redressal Commission (in short „State Commission‟). 7. Fact, however, remains that there was no appearance from the side of appellant-Bank before the learned State Commission and, resultantly, such appeal was dismissed for non-appearance and non-prosecution on 01.11.2019. 8. The petitioner-Bank challenged the abovesaid order by filing a revision petition and such revision petition has been dismissed by the learne